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INVESTING IN UK AND RELEVANT MARKETS

Investing for future enhancement encompasses various motivations such as gaining strategic advantage, capital growth, increased income, social status, and maintaining privileges associated with stakeholding. At PMCT Accountants & Consultants, our Investment Team assists investors in evaluating, selecting, implementing, and managing investment portfolios tailored to their interests. We provide guidance on each investment option to ensure informed decision-making and maximise the potential benefits for our clients.

Stakeholder Interest Approach

Acquiring another business, merging, franchising, liquidating/part sale or investing in any entity is sometimes the best and most appropriate strategy to enhancing your competitive position or even ensure survival in the marketplace. Any option applicable would require professional expert support and assistance.

Due Diligence

When we accept to act as consultants for a client we so on understanding that a client accepts that we will undertake thorough due diligence on the client, and secondly, on due diligence the meets regulatory compliance. These are our minimum due diligence processes and could be time consuming as well as involving third-party specialist including solicitors. Due diligence process could involve many elements and are usually expensive to complete.

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Anti-Money Laundering

We would have to ascertain through detailed examination regarding a prospective client source of funds to satisfy ourselves that Anti Money Laundering (AML) rules and recommendations are not compromised. We do not compromise on professional integrity and AML, not getting expected assistance from a client would imply not accepting to act as consultants. It must be stated that several enquiries are uncomfortable, yet it must be asked.

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Market Research & Project Manage

We would independently assessed and evaluate  an investor proposal. We would attempt to establish reasons as to why an investor should consider committing resources to investment opportunity. Our approach is to treat such investment implementation as project to establish best fits to justify resource outlay to expected outcomes based on generally acceptable projected time span for investment under consideration. Each project is unique to us.

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Regulatory Approval

Whereby regulatory approval is required, duration tends to be beyond 6 months. Depending on complexity and duration of project implementation, we would advise a client on strategy of achieving defined goals and objectives. For assignments with minimum total duration of six (6) months, our standard practice is to create a project office and have it well-resourced internally and whereby it is deemed relevant specific skill sets would be engaged for implementation.

GENERAL INVESTMENT APPROACH

Indeed, making investment decisions requires careful consideration and evaluation of various factors. Here are some key aspects to consider when evaluating investment opportunities and managing investments:

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Investment Goals: Determine your investment objectives, such as capital appreciation, income generation, wealth preservation, or a combination of these. Your goals will help guide your investment strategy and the types of assets or instruments you choose.

Risk Tolerance: Assess your risk tolerance level, which reflects your ability and willingness to bear potential losses. Investments with higher potential returns often come with greater risks. Consider your financial situation, time horizon, and comfort with volatility to determine an appropriate level of risk.

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Asset Allocation: Develop a diversified investment portfolio by allocating your funds across different asset classes, such as stocks, bonds, real estate, commodities, and cash. Asset allocation helps manage risk and optimize returns based on your investment goals and risk tolerance.

 

Investment Horizon: Determine your investment time frame, whether it's short-term (less than a year), medium-term (1-5 years), or long-term (5+ years). The investment horizon influences the choice of investment products and strategies, as different assets have varying degrees of volatility and potential for growth over time.

 

Research and Due Diligence: Conduct thorough research on potential investments before committing your funds. Analyse the fundamentals of the investment, including financial performance, market conditions, industry trends, and management expertise. Consider seeking professional advice or using reliable sources of information to aid your decision-making process.

 

Cost and Fees: Evaluate the costs associated with the investment, such as transaction fees, management fees, or expense ratios. These costs can impact your overall returns, so it's important to compare and choose investments with reasonable costs that align with your investment objectives.

 

Monitor and Review: Regularly monitor your investments to ensure they align with your goals and perform as expected. Stay informed about market trends, economic conditions, and any relevant news that may affect your investments. Periodically review your portfolio and consider rebalancing or adjusting your investments based on changes in your circumstances or market conditions.

 

Professional Assistance: Depending on your knowledge, experience, and comfort level, you may consider seeking advice from financial professionals, such as financial advisors or portfolio managers. They can provide expertise, tailored recommendations, and ongoing support to help you make informed investment decisions and manage your portfolio effectively.

 

Remember that investing involves risks, and past performance is not indicative of future results. It's important to evaluate investment opportunities based on your individual circumstances and financial goals.

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